• rapidly increasing premiums for traditional health insurance;

• a backlash by employees and providers against managed care with provider-side cost constraints; and

• a rise in health care consumerism fueled by the internet and direct-to-consumer advertising for health products and services.

The pros and cons of Consumer Driven Health Care are being vigorously debated in the context of federal legislation.  Medichoice.com is intended to help employers, self-employed individuals, employees, and policy makers: to better understand the structure, pros, and cons of various types of CDHC health plans; and to choose among the different CDHC companies and options. 

Why is There Movement Toward Consumer Driven Health Care?

What Types of Consumer Driven Health Plans are Offered?
Health Care Reimbursement Account (HCRA)
Medical Savings Account (MSA)
Health Reimbursement Arrangement (HRA)
Health Savings Account (HSA) and Health Savings Security Account (HSSA)
Customized Sub-Capitation Plan (CSCP)

What Are Common Features of Consumer Driven Health Plans?

What are Reasons Against Consumer Driven Health Care?

What are Reasons For Consumer Driven Health Care?

What Benefits Companies Offer Consumer Driven Health Care?